Is it too early to start thinking about another year? Many would say it is, since we are only just completing the summer months. Halloween is still a long way off, let alone the idea of Christmas and another year beyond it.
That’s why it works so well to think about your financial goals for 2014 now. By the time the whirlwind of the build-up to Thanksgiving and the festive season is past, there is no time to prepare for the New Year. It’s all we can do to relax and enjoy some downtime after the hectic build-up we subject ourselves to every year.
If you are determined to be financially prepared for 2014, it makes sense to look back first. How have your financial goals panned out for this year so far? Did you have any goals? Did you stick to them? Did you let them slide two weeks into the New Year?
Whatever your answer is, don’t worry. There is always room to improve. Just as diets don’t always have to start on a Monday, good financial habits don’t always have to begin on New Year’s Day. In fact this is why we think it is a good idea to start planning ahead now. For starters you can make sure you save for the festive season, instead of starting the New Year in debt. This is not the best financial habit to develop for the year ahead, so start as you mean to go on and develop good habits from now onwards. If you do they will get you off to the best possible start as 2014 approaches.
Most of us have goals for a New Year. However since we are looking into your financial preparations, you should consider what your financial goals will be. Will you take advantage of saving money for the festive season now so you can start the year anew without any debt? Consider your goals today and think them over as you go through the final few months of the year.
Very often, preparation is the one thing that can make or break a goal. This is why we suggest preparing now instead of waiting until the festive break to think about your financial goals for 2014. By getting ahead of the crowd you can still enjoy your festive vacation when it finally arrives, knowing full well you are prepared and ready for anything that may come your way financially.
When you think about it you’ll see this is true. You can end up making half-hearted plans if you leave it until the Christmas period to create them. It could be the worst thing you ever do. Whatever financial situation you are in, whatever debt you have and whatever level of income you earn, there are always solutions and goals to be found. The trick is in preparing to find them and meet them, so you can enjoy a healthier financial situation long into the future.
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